Debt Collection in 

Cape Coral

Cape Coral is one of the fastest-growing rental markets in Florida, with families, retirees, and seasonal residents moving in and out throughout the year. With that steady turnover comes unpaid balances, and Advanced Collection Bureau helps landlords, property managers, and apartment communities recover their money quickly and professionally.

Rental Debt Collection in Cape Coral

Chasing down unpaid rent in Cape Coral can feel like sitting on the Cape Coral Bridge during peak season—it’s slow, stressful, and you’re not sure when you’ll get where you need to be. That’s why property managers and landlords across Lee County rely on ACB.

From single-family rentals near Four Mile Cove Ecological Preserve to multi-family communities closer to Del Prado Boulevard, our team specializes in lease and rental debt recovery. We use skip tracing, twice-monthly credit reporting, and a fair but effective collections approach to secure results while helping you protect your reputation.

We Understand Business in Cape Coral

ACB is licensed in Florida and fully compliant with both state and federal debt collection laws, so your accounts are handled properly. Cape Coral’s economy is shaped by tourism, seasonal turnover, and rapid population growth, all of which create rental demand but also leave property owners vulnerable to unpaid rent.

Trying to handle collections yourself can feel like looking for parking at Yacht Club Community Park during a weekend festival—it takes forever and rarely pays off. With ACB, we take the stress off your plate so you can focus on keeping your properties occupied.

Why Choose ACB in Cape Coral?

With more than 25 years of experience, ACB has helped property managers and landlords across Florida recover millions in unpaid rent. We don’t charge upfront fees, and we only get paid when we successfully collect. Our collectors are trained to work each account individually, combining professional negotiation with industry expertise.

One Cape Coral property owner recently placed multiple accounts with us after tenants left balances behind. Within weeks, we tracked down several of those renters and returned thousands of dollars that had nearly been written off.

Trying to collect unpaid rent alone is like waiting for a table at Lobster Lady on a Saturday night—it feels endless. With ACB, the process is fast, efficient, and results-driven.

Recover More.
Stress Less.

Unpaid debts should not slow down your business.

We specialize in professional and compliant debt recovery, helping you maximize recoveries while maintaining strong customer relationships.

Our risk-free, results-driven approach ensures you only pay when we collect.

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Proof of Our Excellence

1000+
Ongoing Clients

We're proud to serve over a thousand property management companies, landlords, and real estate owners. From small independent operators to large multi-property firms, we provide reliable, effective debt recovery.

25 Years
In Operation

For a quarter century, we've specialized in recovering residential rental debt. Our time-tested, ethical approach leverages deep industry expertise to get results while preserving tenant relationships.

$85,217,432
Collected in Past Due Accounts

We have successfully recovered over 85 million dollars in delinquent rent, fees and damage charges for our clients. Our advanced skip tracing and persistent efforts maximize the funds returned to your business.

Our Areas of Expertise

Our Areas of Expertise

Health First's Viera, Florida Hospital

Our Areas of Expertise

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Residental Collections

Advanced Collection Bureau specializes in managing residential collections with a focus on maintaining positive relationships between property managers and tenants. Our experienced team understands the unique challenges of residential collections and employs proven strategies to recover debts efficiently.

Our approach includes personalized communication with debtors, flexible payment plans, and a thorough understanding of the legal requirements specific to residential collections. By partnering with us, you can expect increased recovery rates and reduced delinquencies, ensuring your property management operations run smoothly.

Medical Collections

No one chooses to get sick, but they still need your services. We take a compassionate approach to medical collections, and our system works. We believe that friendly debt collectors do exist, and we have them on our team. Advanced Collection Bureau recognizes the sensitive nature of medical debt and strives to provide respectful and empathetic service to patients while ensuring healthcare providers receive the payments they are owed.

Our medical collections process involves clear communication, patient education on their financial responsibilities, and offering manageable payment solutions. We are compliant with all relevant healthcare regulations and ensure that the dignity and privacy of patients are preserved throughout the collections process.

Contracted Services Collections

Contractors and service providers alike can rejoice - we'll ensure what needs to be paid gets paid. Advanced Collection Bureau is dedicated to supporting contractors and service providers in recovering outstanding payments for their hard work. Our team understands the unique challenges faced by contractors, including project-based billing and delayed payments, and employs effective strategies to address these issues.

We offer a seamless process that includes thorough account reviews, consistent communication with clients, and legal support if necessary. Our goal is to minimize the financial strain on your business and ensure that you receive timely payments for the services you provide, allowing you to focus on growing your business and delivering quality work.

Our Areas of Residential Collections Expertise

Dense luxury apartment housing
Apartment Communities

Extensive experience recovering debt from multi-unit rental properties. We understand the challenges of high tenant turnover.

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Apartment Communities

Extensive experience recovering debt from multi-unit rental properties. We understand the challenges of high tenant turnover.

Extensive experience recovering debt from multi-unit rental properties. We understand the challenges of high tenant turnover.

Extensive experience recovering debt from multi-unit rental properties. We understand the challenges of high tenant turnover.

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Single-Family Rentals

Adept at tracking down past-due tenants across houses, condos, and townhomes. Persistent efforts to recover your owed rent.

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Student Housing

Familiar with the unique aspects of collecting from student renters. Well-versed in handling cosigner and guarantor situations.

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A group of people walking into a beautiful vacation rental.
Vacation Rentals

Skilled at recovering debt from short-term rental properties. Experienced in navigating guest contracts and security deposits.

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The Advanced Approach

We believe that every client and every account is unique. That's why we take a customized approach to debt recovery, tailoring our strategies to fit the specific needs of each situation.

Analysis
In-depth analysis of each account to determine the most effective recovery approach
Skip Tracing
Advanced skip tracing techniques to locate and contact debtors
Communication
Professional, courteous communication to negotiate payment arrangements
Reporting
Comprehensive reporting and transparency to keep clients informed throughout the process
Compliance
Strict compliance with all relevant laws and regulations to protect our clients' interests

Advanced Licensing & Regulation

Collection agencies in Florida are regulated by the Florida Office of Financial Regulation – Division of Finance. Advanced Collection Bureau, Inc is registered with the State of Florida Department of Banking and Finance. Advanced Collection Bureau, Inc maintains and adheres to the highest professional standards. Our employees are trained and tested in knowledge of and adherence to applicable state and federal laws to protect your interests.

Over 2
Years in Operation
$85,217,432
Collected in Past Due Accounts
50+
Ongoing Clients
98%
Client Satisfaction Rate

What our Clients Say

"Our company has used Advanced Collection Bureau for well over 10 years. They are very well versed in the collection industry and are a pleasure to work with.

I highly recommend this company and its services to any company looking for assistance with collecting past due debts.

Our representative, Dianna, is personable and attentive to her clients. She is very much appreciated for her efforts to get our debts collected."

A man smiling into the camera, named Bob Taylor, he left a testimonial for Advanced Collection Bureau.
Bob Taylor
Property Manager,
Pentagon Garden Apartments

"This letter is in reference to Advanced Collection Bureaus performance. Wells Boys and Girls Property Management have been using ACB for all of our collection needs. ACB has proved to be an excellent choice for all of our collection needs.

We have seen a noticeable increase in profits and professionalism. If you have any concerns or questions regarding the performance of ACB please feel free to contact us."

A business dressed man smiling, Ted Mitchell left a good review for Advanced Collection Bureau
Ted Mitchell
Property Manager,
Wells Boys and Girls Property Management

"Matt at Advanced Collection Bureau assisted me with settling my debt with a poorly managed apartment complex.

After speaking to him for a few minutes he was able to send me the bill that the apartment complex never did."

A women looking into the camera, smiling, she left a great review of Advanced Collection Bureau's services
Emily J.
Consumer

"What a pleasant phone call I had with Jim! He was friendly, shared with me new laws regarding medical bills and my credit, as well as taking my bill down.

I paid it off today and on 2/1, it will disappear from my credit report. Woot! Thank you Mr. Richards!"

A woman smiling, she left a amazing review for Advanced Collection Bureau
Rhizo
Consumer

"Sam was very friendly, had a great sense of humor and actually made the phone call very pleasant.

Forgot I was even paying a collection bill and felt like I was talking to a long time friend. Got to pay off the debt and got an email verification. Hope to never speak to you again Sam!"

A woman smiling brightly, she left a excellent review for Advanced Collection Bureau
Daisy D.
Consumer
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Collection confusion?
We're your solution.

Trust our team for your debt resolution.

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