Welcome to the website of Advanced Collection Bureau (“ACB,” “we,” “us,” or “our”). These Terms of Service (“Terms”) govern your access to and use of our website located at https://www.advancedcb.com (the “Site”), including all resources, templates, blog posts, and services made available through the Site. By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, you should not use the Site.

1. Purpose of the Site
The Site provides general information about our debt collection services, resources for landlords and property managers, and industry-related articles. Content is for informational purposes only and is not legal advice. Downloadable forms and templates (including eviction notices) are provided as examples and may not meet all legal requirements in your jurisdiction. Always consult a qualified attorney for legal matters.

2. Eligibility
By using this Site, you confirm that you:
Are at least 18 years of age;
Will use the Site for lawful purposes only;
Will not attempt to interfere with the Site’s operation or security.

3. Intellectual Property Rights
All content, branding, text, graphics, images, forms, and code on this Site are owned by or licensed to Advanced Collection Bureau. You may not copy, reproduce, distribute, modify, or exploit any content without prior written consent from us. You may download or print resources (e.g., eviction notice template) for personal or internal business use only, provided you retain all copyright and proprietary notices.

4. Use of Resources and Templates
Templates and resources are provided “as-is” without warranties of any kind. ACB is not responsible for errors, omissions, or compliance issues arising from your use of these materials. You assume full responsibility for ensuring any template or resource complies with applicable state and federal laws.

5. Limitation of Liability
To the fullest extent permitted by law:
ACB disclaims liability for any damages, losses, or claims arising from your use of the Site, including reliance on its content. We do not guarantee uninterrupted access to the Site or that content will be error-free. In no event will ACB, its officers, employees, or agents be liable for indirect, incidental, special, or consequential damages.

6. Third-Party Links
The Site may contain links to third-party websites. These are provided for convenience only. We are not responsible for:
The content, accuracy, or reliability of third-party sites;
Any losses or damages that may arise from your use of third-party sites.

7. Privacy Policy
Your use of the Site is also governed by our Privacy Policy.

8. Governing Law & Jurisdiction
These Terms are governed by and construed in accordance with the laws of the State of Florida, United States, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Brevard County, Florida.

9. Changes to the Terms
We may update or modify these Terms at any time without prior notice. The “Effective Date” above will indicate the latest version. Continued use of the Site after changes are posted constitutes acceptance of the new Terms.

10. Contact Us
For questions about these Terms, please contact us at:
‍Advanced Collection Bureau
1535 Cogswell St, Suite B-8
Rockledge, FL 32955
Phone: (321) 633-4999