Between the UVM campus, Church Street and the Lake Champlain waterfront, Chittenden County has Vermont's busiest rental market. ACB helps Chittenden County landlords and managers recover unpaid rent and tenant debt after residents move on.
Chittenden County is Vermont's most populous county, centered on Burlington, the shire town on the shore of Lake Champlain. South Burlington, Winooski, Essex, Colchester, Williston, Shelburne and Milton surround it, and I-89 links the whole area together from Richmond through Williston, South Burlington and Colchester. A tenant can move from a Winooski apartment to a South Burlington lease, or off to another state entirely, in a single weekend, which is why balances left behind need prompt attention.
ACB serves independent landlords, property management companies, apartment communities, student and workforce housing owners, and mobile home parks throughout the county. We handle unpaid rent, lease-break balances supported by the lease, damages beyond the security deposit, lease-based utility and fee balances, and unpaid rental money judgments. The City of Burlington website is the starting point for city departments and services in the shire town.
Few places in Vermont have as much rental churn. The University of Vermont, Champlain College and Saint Michael's College in Colchester bring thousands of students into off-campus housing each year, and the UVM Medical Center employs a large clinical workforce that often rents near the hill. Add young professionals drawn to downtown Burlington and the tech and manufacturing employers along the I-89 corridor, and you get a market where leases start and end on academic and hiring calendars. Graduation season and the end of the spring semester can leave several units with open ledgers at the same time.
The Chittenden County Regional Planning Commission housing page describes the region's urgent need for housing and how new statewide housing targets are being divided among its municipalities. ACB follows the FDCPA and applicable Vermont law on every account. Collections here are a bit like the ferry schedule across the lake: when you keep to a steady rhythm, things arrive where they should.
According to the Vermont Judiciary's Eviction Process page, evictions are filed in the Civil Division of the Superior Court in the county where the property is located, and at trial the judge decides issues including whether the tenant owes money to the landlord. Chittenden County cases go to the Chittenden Civil Division on Main Street in Burlington.
Regaining possession is one step; collecting the money is another. Even when a judge finds that rent is owed, the resulting judgment still has to be collected, and that is the work ACB takes on. Vermont has no county recording system, so each municipality keeps its own land records; Burlington's are described on the city's Land Records page run by the Clerk/Treasurer's Office. Case-specific questions about notice, filing, rent escrow, jurisdiction or enforcement belong with a Vermont attorney.
Keep a tidy file for every departed resident: the signed lease and renewals, a complete rent ledger, the move-out statement with deposit accounting, damage photos and invoices, and any judgment. Student leases with several roommates benefit from clear notes on who signed, and forwarding contact details collected at move-out are worth keeping with the file.
Yes, as long as the balance is supported by the lease and your records. Students often scatter after graduation, and skip tracing can help locate former residents who have moved. Location and recovery are never guaranteed.
No. A judgment establishes what is owed, but it does not put money in your account. ACB can pursue an unpaid rental money judgment, and an attorney can advise on any court enforcement questions.
ACB reports eligible accounts twice monthly. Reporting depends on the account meeting eligibility requirements, so it is not guaranteed for every balance.
ACB is based in Florida, serves clients nationwide and brings more than 25 years of experience to rental debt recovery. Skip tracing can help locate former residents, eligible accounts are reported twice monthly, and contingency pricing means no collection fee unless ACB collects. We make no guarantees about location, reporting or recovery.
Consider a hypothetical. A management company with a mid-size building in Winooski has two roommates who leave in June owing a month of rent and a cleaning and repair balance beyond the deposit, one heading out of state for a new job. The manager sends the lease, ledger and move-out statement, and ACB begins skip tracing while the leasing team prepares for the August rush. Like a lighthouse on the breakwater, steady follow-up helps accounts find their way back. Work with ACB and place your Chittenden County accounts today.
Unpaid debts should not slow down your business.
We specialize in professional and compliant debt recovery, helping you maximize recoveries while maintaining strong customer relationships.
Our risk-free, results-driven approach ensures you only pay when we collect.
Explore the right approach for your residential portfolio.
Help your on-site and regional teams move past repeated follow-up. ACB pursues unpaid rent and documented move-out balances with professional communication and clear account reporting.
Managing homes across multiple addresses is demanding enough. ACB helps rental management teams pursue former-resident balances with a clear handoff, professional outreach, and account reporting.
Student leases, guarantor records, and seasonal turnover need a careful handoff. ACB reviews the account documentation and pursues unpaid balances through professional communication.
We're proud to serve over a thousand property management companies, landlords, and real estate owners. From small independent operators to large multi-property firms, we provide reliable, effective debt recovery.
For a quarter century, we've specialized in recovering residential rental debt. Our time-tested, ethical approach leverages deep industry expertise to get results while preserving tenant relationships.
We have successfully recovered over 85 million dollars in delinquent rent, fees and damage charges for our clients. Our advanced skip tracing and persistent efforts maximize the funds returned to your business.
Advanced Collection Bureau specializes in managing residential collections with a focus on maintaining positive relationships between property managers and tenants. Our experienced team understands the unique challenges of residential collections and employs proven strategies to recover debts efficiently.
Our approach includes personalized communication with debtors, flexible payment plans, and a thorough understanding of the legal requirements specific to residential collections. By partnering with us, you can expect increased recovery rates and reduced delinquencies, ensuring your property management operations run smoothly.
No one chooses to get sick, but they still need your services. We take a compassionate approach to medical collections, and our system works. We believe that friendly debt collectors do exist, and we have them on our team. Advanced Collection Bureau recognizes the sensitive nature of medical debt and strives to provide respectful and empathetic service to patients while ensuring healthcare providers receive the payments they are owed.
Our medical collections process involves clear communication, patient education on their financial responsibilities, and offering manageable payment solutions. We are compliant with all relevant healthcare regulations and ensure that the dignity and privacy of patients are preserved throughout the collections process.
Contractors and service providers alike can rejoice - we'll ensure what needs to be paid gets paid. Advanced Collection Bureau is dedicated to supporting contractors and service providers in recovering outstanding payments for their hard work. Our team understands the unique challenges faced by contractors, including project-based billing and delayed payments, and employs effective strategies to address these issues.
We offer a seamless process that includes thorough account reviews, consistent communication with clients, and legal support if necessary. Our goal is to minimize the financial strain on your business and ensure that you receive timely payments for the services you provide, allowing you to focus on growing your business and delivering quality work.
We believe that every client and every account is unique. That's why we take a customized approach to debt recovery, tailoring our strategies to fit the specific needs of each situation.
"Our company has used Advanced Collection Bureau for well over 10 years. They are very well versed in the collection industry and are a pleasure to work with.
I highly recommend this company and its services to any company looking for assistance with collecting past due debts.
Our representative, Dianna, is personable and attentive to her clients. She is very much appreciated for her efforts to get our debts collected."
"This letter is in reference to Advanced Collection Bureaus performance. Wells Boys and Girls Property Management have been using ACB for all of our collection needs. ACB has proved to be an excellent choice for all of our collection needs.
We have seen a noticeable increase in profits and professionalism. If you have any concerns or questions regarding the performance of ACB please feel free to contact us."
.avif)
"Matt at Advanced Collection Bureau assisted me with settling my debt with a poorly managed apartment complex.
After speaking to him for a few minutes he was able to send me the bill that the apartment complex never did."
"What a pleasant phone call I had with Jim! He was friendly, shared with me new laws regarding medical bills and my credit, as well as taking my bill down.
I paid it off today and on 2/1, it will disappear from my credit report. Woot! Thank you Mr. Richards!"
"Sam was very friendly, had a great sense of humor and actually made the phone call very pleasant.
Forgot I was even paying a collection bill and felt like I was talking to a long time friend. Got to pay off the debt and got an email verification. Hope to never speak to you again Sam!"
Trust our team for your debt resolution.
