Along the Selma to Montgomery trail and I-65, Lowndes County landlords in Hayneville and Fort Deposit rent to families who commute to Montgomery, and ACB helps them recover unpaid rent and tenant debt after move-out.
Lowndes County lies just southwest of Montgomery in Alabama's Black Belt, bordered by the Alabama River to the north. Hayneville is the county seat, Fort Deposit is the largest town, and Lowndesboro, White Hall, Mosses, Benton, and Gordonville make up the rest of the county's communities. Interstate 65 runs through Fort Deposit, U.S. 80 crosses the northern part of the county, and U.S. 31 parallels the interstate. The Selma to Montgomery National Historic Trail follows U.S. 80 through the county, and its Lowndes Interpretive Center tells the story of the 1965 voting rights march.
Advanced Collection Bureau (ACB) works with independent landlords, property management companies, small multifamily owners, manufactured home communities, and owners who rent to workforce households commuting to Montgomery. We pursue unpaid rent, lease-break balances supported by the lease, damages beyond the deposit, lease-based utility and fee balances, and unpaid rental money judgments. Many Lowndes County owners manage a handful of homes on their own, and ACB can step in when a former resident leaves with money owed, so you can focus on repairs and finding the next tenant.
Lowndes County is rural, and much of its workforce travels to Montgomery for manufacturing, government, healthcare, and retail jobs. Fort Deposit's location on I-65 makes it a practical base for commuters heading north or south, while Hayneville and Lowndesboro offer small-town living within easy reach of the capital. The Lowndes County website lists the county offices and services in Hayneville. Rental demand is steady because housing costs are lower than in Montgomery, but long commutes and job changes can prompt a tenant to move before a lease ends.
Recovering a balance after move-out takes the kind of determination the Selma to Montgomery marchers showed on their 54-mile walk: steady progress, one step after another. ACB follows the FDCPA and applicable Alabama law on every account, and each former tenant is treated professionally.
Alabama evictions are unlawful detainer actions under the Alabama Uniform Residential Landlord and Tenant Act, commonly filed in the District Court of the county where the property is located. The Lowndes County District Civil page explains that the division handles evictions and unlawful detainers and lists contacts for the clerk's office. A landlord may request possession and money damages in the same action, but recovering the home and collecting a money judgment are separate tasks. For assessment and ownership questions, the Lowndes County Tax Assessor page is the local property resource.
Bring questions about notices, filing, jurisdiction, or enforcement in your specific case to an Alabama attorney. Your job is documentation: keep the signed lease, a detailed rent ledger, the move-out statement with photos and repair costs, and any judgment. The tenant's application, last known phone number, email, and employer are useful too, especially if the tenant left no forwarding address and skip tracing becomes necessary. A single folder for each rental makes it easy to place an account as soon as it is clear the balance will not be paid.
Yes. Whether a former tenant moved to Montgomery or across the country, ACB works nationwide. Skip tracing can help locate residents who did not leave a forwarding address.
Many owners do, because ACB works on contingency with no collection fee unless we collect. Several modest balances can add up to real money over a year.
Yes, unpaid rental money judgments can be placed with ACB. Questions about court enforcement should go to your attorney.
ACB is a Florida-based collection agency with more than 25 years of experience serving landlords across the country. We use skip tracing to help locate former residents, report eligible accounts to the credit bureaus twice monthly, and work on contingency pricing with no collection fee unless ACB collects. No agency can guarantee location, reporting, or recovery, but we bring consistent, compliant effort to every account. Our team handles the calls, letters, and research on your behalf.
Consider a hypothetical landlord in Fort Deposit who rents a three-bedroom house near the interstate. A tenant who commuted to Montgomery found a job in another state, moved out with six months left on the lease, and left unpaid rent and damage beyond the deposit. The landlord has the lease, the ledger, and a move-out statement. ACB can take that account and pursue it. Start working with ACB and keep moving forward on old balances, one steady step at a time.
Unpaid debts should not slow down your business.
We specialize in professional and compliant debt recovery, helping you maximize recoveries while maintaining strong customer relationships.
Our risk-free, results-driven approach ensures you only pay when we collect.
Explore the right approach for your residential portfolio.
Help your on-site and regional teams move past repeated follow-up. ACB pursues unpaid rent and documented move-out balances with professional communication and clear account reporting.
Managing homes across multiple addresses is demanding enough. ACB helps rental management teams pursue former-resident balances with a clear handoff, professional outreach, and account reporting.
Student leases, guarantor records, and seasonal turnover need a careful handoff. ACB reviews the account documentation and pursues unpaid balances through professional communication.
We're proud to serve over a thousand property management companies, landlords, and real estate owners. From small independent operators to large multi-property firms, we provide reliable, effective debt recovery.
For a quarter century, we've specialized in recovering residential rental debt. Our time-tested, ethical approach leverages deep industry expertise to get results while preserving tenant relationships.
We have successfully recovered over 85 million dollars in delinquent rent, fees and damage charges for our clients. Our advanced skip tracing and persistent efforts maximize the funds returned to your business.
Advanced Collection Bureau specializes in managing residential collections with a focus on maintaining positive relationships between property managers and tenants. Our experienced team understands the unique challenges of residential collections and employs proven strategies to recover debts efficiently.
Our approach includes personalized communication with debtors, flexible payment plans, and a thorough understanding of the legal requirements specific to residential collections. By partnering with us, you can expect increased recovery rates and reduced delinquencies, ensuring your property management operations run smoothly.
No one chooses to get sick, but they still need your services. We take a compassionate approach to medical collections, and our system works. We believe that friendly debt collectors do exist, and we have them on our team. Advanced Collection Bureau recognizes the sensitive nature of medical debt and strives to provide respectful and empathetic service to patients while ensuring healthcare providers receive the payments they are owed.
Our medical collections process involves clear communication, patient education on their financial responsibilities, and offering manageable payment solutions. We are compliant with all relevant healthcare regulations and ensure that the dignity and privacy of patients are preserved throughout the collections process.
Contractors and service providers alike can rejoice - we'll ensure what needs to be paid gets paid. Advanced Collection Bureau is dedicated to supporting contractors and service providers in recovering outstanding payments for their hard work. Our team understands the unique challenges faced by contractors, including project-based billing and delayed payments, and employs effective strategies to address these issues.
We offer a seamless process that includes thorough account reviews, consistent communication with clients, and legal support if necessary. Our goal is to minimize the financial strain on your business and ensure that you receive timely payments for the services you provide, allowing you to focus on growing your business and delivering quality work.
We believe that every client and every account is unique. That's why we take a customized approach to debt recovery, tailoring our strategies to fit the specific needs of each situation.
"Our company has used Advanced Collection Bureau for well over 10 years. They are very well versed in the collection industry and are a pleasure to work with.
I highly recommend this company and its services to any company looking for assistance with collecting past due debts.
Our representative, Dianna, is personable and attentive to her clients. She is very much appreciated for her efforts to get our debts collected."
"This letter is in reference to Advanced Collection Bureaus performance. Wells Boys and Girls Property Management have been using ACB for all of our collection needs. ACB has proved to be an excellent choice for all of our collection needs.
We have seen a noticeable increase in profits and professionalism. If you have any concerns or questions regarding the performance of ACB please feel free to contact us."
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"Matt at Advanced Collection Bureau assisted me with settling my debt with a poorly managed apartment complex.
After speaking to him for a few minutes he was able to send me the bill that the apartment complex never did."
"What a pleasant phone call I had with Jim! He was friendly, shared with me new laws regarding medical bills and my credit, as well as taking my bill down.
I paid it off today and on 2/1, it will disappear from my credit report. Woot! Thank you Mr. Richards!"
"Sam was very friendly, had a great sense of humor and actually made the phone call very pleasant.
Forgot I was even paying a collection bill and felt like I was talking to a long time friend. Got to pay off the debt and got an email verification. Hope to never speak to you again Sam!"
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