Livingston, the Sumter County seat, is home to the University of West Alabama, while towns like York and Cuba house workforce renters. ACB helps Sumter County landlords recover unpaid rent and tenant debt after residents move out.
Sumter County sits in the western Black Belt along the Mississippi line, with the Tombigbee River on its eastern edge and I-20/59 crossing the county near Livingston and York. Livingston is the county seat, and the historic courthouse stands on Franklin Street downtown. York, Cuba, Epes, Geiger, Gainesville and Emelle are spread across farm and timber land. The Sumter County Commission website links residents to the county chamber of commerce, the industrial development board, the University of West Alabama and the cities of Livingston and York, a good snapshot of what drives the local economy.
ACB helps independent landlords with a few houses in York or Livingston, small property management companies, student apartments and rental houses near campus, workforce housing, and manufactured home communities throughout the county. We pursue unpaid rent, lease break amounts supported by the lease, damage charges beyond the security deposit, utility and fee balances the lease assigns to the resident, and unpaid rental money judgments.
Many Sumter County owners hold rentals as a side investment and do not have office staff to chase old balances. ACB gives them an organized, documented recovery process without adding to their workload.
The biggest rental driver in the county is the University of West Alabama in Livingston, whose campus includes a 54 acre lake and draws students from across the region. Student leases turn over with the academic calendar, and some residents leave town after graduation or a semester away with a balance still open. Beyond campus, renters include teachers, healthcare and county workers, timber and plant employees, and commuters who use I-20/59 to reach jobs in Meridian, Mississippi or Tuscaloosa. With a small rental market, each unpaid balance matters to the owner.
ACB follows the FDCPA and applicable Alabama law on every account. Collecting a balance is a bit like a semester at UWA: steady attendance, week after week, is what gets you to the finish.
Alabama evictions are unlawful detainer actions governed by the Alabama Uniform Residential Landlord and Tenant Act, Title 35, Chapter 9A, and they are commonly filed in the District Court of the county where the property is located. The Sumter County Circuit Clerk keeps court records for the District and Circuit Courts at the courthouse on Franklin Street in Livingston and points visitors to statewide court forms and services. A landlord may ask for possession and money damages in the same action, but getting the unit back and collecting a money judgment are different outcomes. ACB helps with collecting.
For property and assessment information, the Sumter County Tax Assessor works from the same courthouse. For questions about notices, filing, jurisdiction or enforcement in a specific case, speak with an Alabama attorney, since the clerk's office cannot give legal advice.
Keep the signed lease, a complete rent ledger, the move out statement with deposit accounting, photos, repair invoices and any judgment in one file. For student rentals, note any co-signer listed in the lease and the resident's home address from the application.
Yes. Ordinary residential rental debt from a student lease can be placed like any other account. Include the lease, ledger and application details so ACB can work from complete information.
That move does not end the effort. ACB offers nationwide service, and skip tracing can help locate former residents, although location is never guaranteed.
No. ACB works on contingency pricing, so there is no collection fee unless ACB collects.
ACB is a Florida based agency with more than 25 years of experience and nationwide service. Skip tracing can help locate former residents, eligible accounts are reported to the credit bureaus twice monthly, and contingency pricing means no collection fee unless ACB collects. No one can guarantee location, credit reporting or recovery.
As a hypothetical, picture a Livingston owner who rents a two bedroom house to a pair of students. One moves home after the spring semester and the other leaves for a job out of state, leaving two months of rent and cleaning charges beyond the deposit. The owner sends ACB the lease, ledger and move out statement, and we begin skip tracing and outreach while the house is readied for fall. Like the Tombigbee carving its banks over time, patient effort shapes the result. Work with ACB to place your Sumter County accounts.
Unpaid debts should not slow down your business.
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Help your on-site and regional teams move past repeated follow-up. ACB pursues unpaid rent and documented move-out balances with professional communication and clear account reporting.
Managing homes across multiple addresses is demanding enough. ACB helps rental management teams pursue former-resident balances with a clear handoff, professional outreach, and account reporting.
Student leases, guarantor records, and seasonal turnover need a careful handoff. ACB reviews the account documentation and pursues unpaid balances through professional communication.
We're proud to serve over a thousand property management companies, landlords, and real estate owners. From small independent operators to large multi-property firms, we provide reliable, effective debt recovery.
For a quarter century, we've specialized in recovering residential rental debt. Our time-tested, ethical approach leverages deep industry expertise to get results while preserving tenant relationships.
We have successfully recovered over 85 million dollars in delinquent rent, fees and damage charges for our clients. Our advanced skip tracing and persistent efforts maximize the funds returned to your business.
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